by clicking the arrows at the side of the page, or by using the toolbar.
by clicking anywhere on the page.
by dragging the page around when zoomed in.
by clicking anywhere on the page when zoomed in.
web sites or send emails by clicking on hyperlinks.
Email this page to a friend
Search this issue
Index - jump to page or section
Archive - view past issues
The Mercury Cars Guide : May 30th 2009
Saturday, May 30, 2009 Shop around to ensure you have the best insurance Anenvelope withawindowin the front has arrived in your mailbox to tellyouit is time torenewyour car insurance.What youdonext could saveyouquiteabit of money.MarkHinchliffe reports C ONSUMER group Choice suggests that in- stead of automatically renewing your insur- ance, you should shop around first. ‘‘The main thing people do when their renewal comes through is they just send that off because they think that is the best they can do,’’ said Choice media spokesman Christopher Zinn. ‘‘That may be the case, but they should at least check to see what is out there. ‘‘The car insurance industry is very competitive at the mo- ment and the policy offers are always changing.’’ He said that just because people had built up loyalty with an insurer did not mean their premium would not increase, nor that another insurer wouldn’t offer better. ‘‘Don’t assume that if you have a protected no-claims bo- nus, for example, that they won’t increase your premium,’’ Zinn said. ‘‘Some insurers will increase yourpremiumevenifyoumake a no-fault claim. ‘‘And here’s a tip: If you talk to your insurer about moving to another insurer, then they can sometimes offer a better deal to keep you.’’ Choice has provided a range of tips on getting the right car insurance at the right price. The Right Policy MR Zinn said consumers should make sure they have the right policy for them. ‘‘Not everyone should get com- prehensive insurance,’’ he said. ‘‘Some people might be better off just with third party. It is possible to overinsure your car.’’ Compulsory third party (CTP or green-slip insurance) is the most basic cover and every car must have it. It provides essential cover against claims for compensation if you injure or kill someone in a motor accident. Shop around be- cause the prices vary. If your car is not worth much you may think taking out CTP is enough. However, it doesn’t cover you for damage caused to other people’s property, such as hittinga luxury car. Third party property is the least expensive option. It covers you for the damage you may cause to another car and may include VALUE HUNTER: Christopher Zinn from consumer group Choice. limited cover fordamagecaused to your car by an uninsured driver. Third party property, fire and theft also covers you if your car is stolen or burnt. Comprehensive car insurance is the best cover option, but also the most expensive. It includes the cost of crash repairs or replacing your car, even if you are at fault. Other Tips INSURANCE companies ask much the same questions, but you can also volunteer extra informa- tion. Additional information that may have a bearing on your premium include things such as your good driving record, any driver training you may have done, and extra security you have in your garage or on your car. You can get a discount by restricting the age of the drivers you nominate to be covered by your policy. Insurance for young male driv- ers can bump up the excess and premium. Don’t get pushed into a cheaper insurance premium by having a high excess. It then isn’t worth your while to make small claims. It is important to be straight and truthful in the information you provide your insurer, because failure to disclose could nullify your policy. Look for no-claims bonus dis- counts. They can be worth up to 70 per cent savings. Some insurance companies of- fer discounts if you have other vehicles insured with them or other insurance policies with them, such as for your home, contents or boat. It is worth asking. When buying a new car, check what the insurance premium is. Some models attract higher pre- miums because they statistically are more likely to be stolen or involved in crashes. Classifieds 62 300 400 • carsguide.com.au Some insurers will increase your premium even if you make a no- fault claim ‘ www.tilf or d.com.au ’ Tilford Trade Clearance Centre CHEAP CHEAP COMMERCIAL CLEARANCE 1 WEEK ONLY! 90 Mitsubishi Triton 4x2 Ute 5 speed manual, 2.6Ltr engine, workhorse 87 XF Falcon Utility 4 speed manual, drives well, p/s, a/c 96 Triton 4x2 Extra Cab Ute Fibreglass canopy, 5 speed, p/s 96 Suzuki Vitara 4x4 S/Wagon 197,000kms, 5 speed, sunraysia wheels 97 Toyota Dyna Truck Freezer unit, diesel, manual, 09/09 reg 94 Daihatsu Feroza 4x4 S/Wagon Very clean & tidy, 5 speed, 188,000kms, p/s 90 Nissan GQ Patrol S/Wagon 3.0 Ltr EFI, 5 speed, 7 seater, p/s, a/c 98 Rodeo 4x2 Dual Cab 5 speed manual, 2.6Ltr engine, p/s 03 Courier 4x2 F/Tray 5 speed, suit tradesman, p/s, a/c 01 Courier 4x4 Dual Cab Ute 2.6Ltr engine, 5 speed, new tyres, p/s 99 Subaru Impreza Sportswagon AWD, 5 speed, excellent test, p/s, a/c 03 Renault Scenic RX4 5 speed, economical 4cyl, p/s, a/c 98 Hilux 4x2 Dual Cab 2.7Ltr petrol, 5 speed, low kms, p/s, a/c 04 Courier 4x2 F/Tray 137,000kms, 5 speed, tidy, p/s, a/c 04 Hilux 4x2 F/Tray 116,000kms, 5 speed, 2.7Ltr, tidy, p/s 04 BA Falcon XL Utilities Choice of 2 - grey, blue, V8, auto, alloys 04 Ford Transit Van SWB, 5 speed, petrol engine, tidy $2,500 $3,500 $4,500 $4,750 $7,000 $7,000 $7,250 $7,500 $7,750 98 Rodeo 4x2 Dual Cab Ute 169,000kms, 3.2Ltr, V6, 5 speed, fibreglass canopy $9,750 $10,000 $10,000 $10,500 $12,000 $12,000 $12,000 $14,000 04 Courier 4x2 Dual Cab Ute Fibreglass canopy, low kms, 02/10 reg, p/s, a/c $14,500 $15,000 00 Jeep Grand Cherokee Limited 4.7Ltr V8, T-bar auto, leather, luxury, tow vehicle $15,000 01 Mazda Tribute S/Wagon Economical 4cyl, 5 speed, 107,000kms, p/s, a/c $16,000 06 BF Falcon RTV Utility Fibreglass canopy, T-bar auto, p/s, a/c 05 VJ Transit Van LWB midroof, turbo diesel, manual Prices valid until 05/06/2009 6273 8533 TONY: 0417 569 323 ROD: 0419 122 991 56b Gormanston Road Moonah Finance Available TAP Hobart’s true & original Trade Clearance Centre Wholesale & Trade welcome $17,000 $18,000 05 BA Falcon XR6 Ute 188,000kms, T-bar auto, leather trim, p/s, a/c $19,000 CARSguide —7 05 Sporty Lancer Sedan • Sporty 5 spd man • Boot spoiler + alloys • CD • Airbags • A/cond • Keyless entry + immob • 1 yr wnty plus 1 yr Roadside Assist 1 YEAR WARRANTY PLUS 1 YEAR ROADSIDE ASSIST Just $11,990 07 Toyota Corolla Hatch • Brilliant small auto • Current model • 1.8 L • Air cond • ABS • Keyless entry + immob • CD/MP3 • Airbags • Pwr wind (front) • Balance of factory wnty BALANCE OF FACTORY WARRANTY Just 17,990 $ 02 Carnival Wagon • Seats 7 • Smooth auto • Velour seats •Auto • A/cond • P/steer • P/window • CD/radio • Tinted wind • Fog lights • Beautiful condition • 1 yr wnty plus 1 yr Roadside Assist SEVEN SEATER Just 12,990 06 BF Falcon Sedan $ NEW CAR • Brand new alloys and tyres • ABS • Traction ctrl • Cruise • A/cond •IRS • Keyless entry + immob • Airbags • CD + more! WARRANTY TO LATE 2011 OR 130,000 KMS 06 Hyundai Sonata Classy car with superior comfort and style •Super smooth 2.4L 4 cyl auto • 6 airbags – front, side and curtain • Anti-lock brakes • c/ control • alarm • immobiliser • keyless entry • all electrics • air cond. Sale Price $ 14,990 06 Mitsubishi 380 Series II. Possibly the finest of Australia’s 6 cyl breed • Automatic/tiptronic • Cruise controlol • Refined/powerful 3.8lt engine • Air cond • Pwr windows • Power driver’s seat • ABS/EBD • Four airbags • Trip computer rip computer NEW ALLOYS & TYRES Sale Price Cnr Harrington and Bathurst Streets, Hobart. Ph 6237 1199 autorent.com.au Vehicle for illustration purposes only. Prices don’t include the 3% Government Stamp Duty and $23 transfer fee. $ 15,990 TRADE-INS WELCOME 380 SX Sale Price from $16,490 NEW CAR WARRANTY TO LATE 2011 OR 130,000 KMS Sale Price from • Superbly quiet cabin. $ 14,490 2014433-22 SAT& OPEN 9-5 SUN
May 23rd 2009
June 6th 2009